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High Deductible Plan G
Medicare Supplement Plan G also has a high deductible option. The High Deductible Plan G provides the same benefits as the standard Medicare Supplement Plan G but with a lower monthly premium. Like the Medicare Supplement Plan F-High Deductible, the Plan G-High Deductible comes with a high deductible, which is also $2,700 in 2023. In other words, you must have met that deductible before the plan pays 100% of its covered services for the rest of the year.
Under Medigap High Deductible Plan G, you are also responsible for your yearly Part B deductible (out-of-pocket medical cost).
The Medigap Plan G-High Deductible Is A Better Option For Clients Who:
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Cannot afford the Medicare Supplement Plan G’s monthly premium or are looking for a low-cost alternative
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Are comfortable paying a higher deductible in exchange for lower monthly premiums
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Are looking for a comprehensive coverage
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Live in states that allow excess charges
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Visit the doctor or hospital more often than not
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Often travel outside the U.S.
If you cannot enroll in Medicare Supplement Plan F and High Deductible Plan F’s due to their enrollment regulations but have guaranteed issue rights, you can use these rights to enroll in Medicare Supplement Plan G or its high deductible option.
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Medicare is complicated and making the wrong decision can be costly. We have put together a FREE resource guide covering the Top 5 Medicare mistakes and how to avoid them. Here is what you will learn in this educational resource:
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Proven Steps to Achieve Medicare Success
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How To Avoid Costly Mistakes & Lifetime Penalties
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Discover What Insurance Companies Aren't Telling You
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And More…
Don’t leave your health coverage in retirement to chance. Download this FREE resource today!"
